UnionBank has launched a market-first digital program: iPhone Saver. This innovative savings plan is designed specifically for Filipinos who want to own their dream iPhone while building their credit history with their very first credit card.

What is the UnionBank iPhone Saver Program?

The iPhone Saver is a 100% digital “save-to-own” program available through the UnionBank Online app. It bridges the gap for “new-to-credit” customers who often struggle with credit card approvals. By hitting a personalized savings goal, you get a guaranteed secured credit card to purchase your iPhone at the most affordable market price.

Exclusive Benefits and Rewards

Participants in the iPhone Saver program enjoy a suite of financial perks:

• 5% Guaranteed Cashback: Earn cashback on your total goal amount, credited directly to your new card to offset your iPhone purchase.
• 0% Installment for 24 Months: Avail of UnionBank’s special installment pricing at Digital Walker and Beyond the Box, with the option to Buy Now, Pay 3 Months Later.
• No Annual Fees Forever: Your UnionBank Rewards Secured Credit Card comes with a lifetime annual fee waiver (with a symbolic ₱1 spend requirement).
• Exclusive ₱3,000 eGift: Receive a digital voucher for your iPhone purchase at partner retail stores.

3 Simple Steps to Your Dream iPhone

1. Save: Set and reach your goal using the UnionBank Online App.
2. Secure: Receive your guaranteed UnionBank Rewards Secured Credit Card once the goal is met.
3. Shop: Visit Digital Walker or Beyond the Box to buy your iPhone using exclusive bank pricing.

Why Choose a Secured Credit Card?

For many, getting approved for a first credit card is difficult due to a lack of credit history. The iPhone Saver program solves this by using your savings as a security deposit.

• 100% Guaranteed Approval: No need for traditional income documents once your goal is reached.
• Build Your Credit Score: This card acts as “training wheels,” helping you practice responsible spending and on-time payments to qualify for regular credit cards in the future.
• Fully Digital Process: From onboarding to card provisioning, the entire journey is frictionless and requires zero branch visits.