EastWest Ageas Insurance has expanded its flagship Dream Builder product suite with the launch of Dream Builder 2-Pay. Designed for individuals seeking life insurance with guaranteed returns over a shorter commitment window, this new variant allows policyholders to secure long-term life coverage and annual cash payouts by paying premiums for just two years.

Meeting the Financial Priorities of Modern Filipinos

The release of Dream Builder 2-Pay directly addresses shifts in consumer spending and saving habits. A 2026 consumer insights study by NielsenIQ (“How Filipino Consumers are spending, saving, and banking in 2026”) revealed that Filipinos increasingly prioritize balancing everyday liquidity with disciplined, long-term wealth preservation.

Dream Builder 2-Pay answers this demand by eliminating lengthy payment terms while ensuring predictable, guaranteed financial growth.

Key Features and Policy Benefits

• Short 2-Year Payment Horizon: Complete all premium obligations in 24 months, freeing up cash flow for other life priorities.
• Guaranteed 5% Annual Cash Payouts: Policyholders receive predictable cash returns starting at the end of the 6th policy year.
• Maturity Benefit: A lump-sum payout is delivered at the end of the 20th policy year.
• Comprehensive Life Coverage:
  • Basic death benefit valued at 200% of the Sum Insured.
  • An additional 10% benefit applied annually from the 11th through the 20th policy year.

For customers seeking different premium horizons, the Dream Builder suite also includes 5-Pay and 10-Pay options, accommodating diverse financial plans and cash flow structures.

Executive Insight

“We recognize that Filipinos are prioritizing what is essential while becoming more intentional about how they spend and save,” said Sjoerd Smeets, President and CEO of EastWest Ageas. “With Dream Builder—especially the 2-Pay option—Filipinos don’t have to choose between getting protected and meeting day-to-day needs. Its guaranteed cash payouts provide a dependable fund to achieve key milestones and protect family futures.”

Part of the EastWest Ageas PURPLE Solutions Suite

Dream Builder is an integral pillar of EastWest Ageas’ PURPLE Solutions, a comprehensive portfolio of life, health, and savings products created for diverse life stages. Other key offerings include:

• Sure Start
• Future Assure & Future Assure MAX
• Future Assure with Health Riders
• Life Essentials

To learn more about the new 2-Pay variant or explore customized insurance options, visit the official website at www.ewageas.com.ph.